Why Central Texas Farm Credit
As a customer-owner, you share in our financial success. Each year, we return a portion of our profits to you through patronage dividends—reducing your effective interest cost and total borrowing expense. After retaining what's needed to maintain our financial strength, the rest goes back to you. You own the company, so you share in the earnings.
Through our Passkey program, powered by FCCS, you gain access to exclusive discounts on products and services—from technology to travel and more. It's one more way we support your bottom line.
Rooted in Central Texas, we understand the local landscape and challenges you face. Our team provides responsive, knowledgeable service to help you make the best decisions for your operation.
No two operations are alike. Whether you're a farmer, rancher, agribusiness owner, land investor, or young and beginning producer, we tailor financing to fit your unique goals and timeline.
We offer great rates and flexible options—including loan repricing—so you can adjust with the market and keep your financing aligned with your long-term goals.
We're with you every step of the way—from your first conversation through closing and beyond. Our experienced team delivers personalized service, ongoing guidance, and support long after your loan is funded.
We invest in the future of rural communities by supporting local events, youth programs, and ag initiatives. Helping you succeed means helping our entire region thrive—today and for generations to come.
